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State lawmakers are preparing a gift for you: a huge increase in premium to insure your home and property.

Although most of California has been in lockdown, the Saa aggressor lobbying for the insurance industry has been working hard for safety. Arab voters passed against insurance price increases and discrimination in 1988.

103 The proposal required insurers to raise their rates to open their financial records for public scrutiny and to justify their sans. This initiative prevented insurance companies from withholding their premiums from wasteful expenses. And it has prevented a disproportionate underwriting test that punishes communities that can at least ringtone it.

Assembly Bill 2167, written by Tom Daly, D-Anaheim, would repeal those safeguards. It also allows insurance companies to charge for homeowners 'and maids' insurance, where they say the risk of wildfires in homes and apartments is high. It defies the elected state insurance commissioner of the electorate of power that it gave insurance companies to stop illegal-remote neighborhoods.

Insurers will be able to hide arbitrary rate-setting algorithms and other financial cenotes from the public. According to an independent analysis, homeowners' insurance items will immediately be 40% or more when AB 2167 passes.

The bill stoned through the Legislative Assembly in June. This week, the Nokia Senate Insurance Committee will consider it.

The insurance industry is fearlessly using a situation - the coronavirus epidemic - to sneak through a bill that pretends to address another crisis - denying coverage sales to insurers/communities affected by wildlife Occur. Insurance companies promise that if they can charge as much as they want, they will resume establishing insurance in those stricken areas. But an insurance company is not required to do anything in the fine print.

In any case, if insurance rates are eliminated, most people will be unable to purchase coverage. AB 2167 is a no-loss deal for the insurance industry: high rates, no obligation to sell insurance to those who must buy it to keep their homes.

Perhaps you are wondering how the perception ballot award can be changed by politician voters. In fact, they cannot. The Rajan Cons and Proposition 103 persuaded the Legislature from hostile amendments such as AB 2167.

But the insurance industry has given more than $ 32.5 million to state lawmakers since 2009, including Sen., Steve Glazer, D-Orinda, $ 161,686, a member of the committee that will hear the bill this week. And Ab 2167 allows insurers to include their campaign contributions and lobbying expenses in the price of insurance coverage.

We see that if it is enough for legislators to disregard the Constitution - and leave it to the courts to invalidate the amendment years later. He has tried to gamble three times with Proposition 103 in the last three decades; He has been barred by the courts in a case including the state Supreme Court every time.

Do politicians feel that, with everything happening, voters did not notice this betrayal? Eventually, the bills would roll in, as they did when lawmakers reduced the utility rate in 1998. That decision cost Nokia consumers $ 71 billion - and many legislators did their jobs.

But things have changed since then. Since its passage, Proposition 103 saved Californians billions of dollars on their insurance premiums, according to independent studies. These days, the public's demand for fairness and justice is strong - and is being heard more clearly by elected officials.

In the midst of the epidemic, a voter chosen to risk voter temper is determined by the economic disaster that has occurred to average California residents, and a political voter who bets for an insurance rate hike.

Harvey Rosenfield is the author of Proposition 103 and the founder of Consumer Watchdog.